Call Us (865) 966-2111 ☰ ˟
Logo
Call Us (865) 966-2111
  • Home
  • Our Agency
    • AboutImage of right arrow
      • Our Team
      • Refer a Friend
      • Discount Programs
      • Switching Insurance Companies
      • Privacy Policy
    • Our LocationsImage of right arrow
      • Knoxville
      • Dayton
      • Madisonville
      • Kingston
    • Get A Quote
    • Testimonials
    • Our Providers
  • Get a Quote
    • Auto Insurance Quote
    • Business Owners (BOP) Quote Form
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • General Liability Quote Form
    • Classic Car Insurance
    • RV & Travel Trailer Insurance Quote
    • Watercraft Insurance Quote
    • Renters Insurance Quote
    • Workers Compensation Insurance Quote
  • All Products
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Medical Payments Coverage
      • Minor Violation Forgiveness
      • Personal Injury Protection (PIP)
      • Rental Reimbursement
      • Uninsured/Underinsured Motorist Coverage
    • Home InsuranceImage of right arrow
      • Homeowners Liability
      • Landlords Insurance
      • Mortgage Protection
      • Scheduled Property Insurance
      • Renters Insurance
    • Farm InsuranceImage of right arrow
      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Life InsuranceImage of right arrow
      • Disability Insurance
      • Group Life Insurance
      • Individual Life Insurance
      • Long-Term Care Insurance
      • Second-to-Die Policy
    • Personal Umbrella Insurance
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Snowmobile Insurance
    • Coverage For Your BusinessImage of right arrow
      • Surety & Fidelity Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Extortion Insurance
      • Fidelity Bonds
      • Leave Management
      • Inland Marine Insurance
      • Loss Control Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability Coverage
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking
      • Workers Compensation
      • Van Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Cover for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Carriers
  • Payment / Claims
  • Leave Us a Review
    • Knoxville, TN
    • Dayton, TN
    • Madisonville, TN
    • Kingston, TN
  • Contact
Home > Blog > The Benefits of Trucker Pollution Insurance
WEDNESDAY, NOVEMBER 23, 2022

The Benefits of Trucker Pollution Insurance

Those who drive trucks will need commercial auto insurance. They’ll also need to insure themselves against the harm they might cause others. While liability coverage comes with most policies, it often won’t cover all types of damage. For example, pollution caused by trucking accidents may not have coverage. You’ll need to get this protection through separate pollution insurance. What’s this coverage? How can it help you? 

Why Truckers Pose Pollution Risks 
The goal of a trucker is to transport materials from one place to another. As a result, that vehicle carries items often not found in the standard car. Those products, if exposed to the local environment, could cause harmful damage. 

Let’s say that a trucker has a dispatch of soap that they must deliver 100 miles away. During the transport, an accident occurs, causing the truck to tip over. The soap spills onto a highway, and into a creek running beside the road. The pollution in the water could harm wildlife, vegetation and cause filtration problems. It might even pollute the local water source. 
truck driver smiling at camera
Even if the trucker could not avoid the wreck, they still might have a responsibility for the damage. They damaged something else, so their liability coverage might come into play. The thing is, standard trucking liability insurance often does not cover pollution. Truckers might only be able to get those losses covered if they carry pollution coverage. 

Differences in Pollution Liability Coverage 
With pollution coverage, truckers can pay for decontamination, debris removal and associated costs. Still, different types of protection exist on many policies. Where an accident occurred might impact the type of pollution protection you turn to. 

  • Transportation pollution liability coverage applies to pollution occurring during transport. For example, a spill from a highway wreck might have coverage under this protection.
  • Contractor’s pollution liability insurance covers damage occurring at job sites. For example, a spill from a dump truck on a construction site might have coverage under this policy. 

Depending on how you use your truck, ask your insurance agent if you need both elements of coverage. Often, you’ll be able to get both elements on the same policy, automatically. 

Furthermore, ask your insurance agent when coverage will apply. Most pollution liability will apply to both transit, loading and unloading accidents. However, make sure your agent tailors your coverage to the fullest benefit for you. Keep in mind, pollution losses or other cargo coverage generally does not exclude the product’s manufacturer from carrying their own insurance on the items. 
Posted 2:54 PM

Tags: trucking insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • insurance(6)
  • auto insurance(5)
  • renters insurance(5)
  • bop(4)
  • rv insurance(4)
  • coverage(4)
  • life(3)
  • general liability insurance(3)
  • business(3)
  • premiums(3)
  • farm insurance(3)
  • home insurance(3)
  • costs(3)
  • classic car insurance(3)
  • trucking insurance(3)
  • life insurance(2)
  • commercial(2)
  • boat insurance(2)
  • policy(2)
  • powersports insurance(2)
  • liability(1)
  • workers compensation(1)
  • general(1)
  • recreational insurance(1)
  • workplace safety(1)
  • owners(1)
  • jewelry insurance(1)
  • workers compensation insurance(1)
  • business owners policy(1)
  • business insurance(1)

View Mobile Version

Contact Us Today!
(865) 966-2111

Social

Resources

  • Get a Quote
  • Payment / Claims
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us
  • Leave a Review

Contact Us

11020 Kingston Pike, Ste 320
Knoxville, TN 37934

Phone: (865) 966-2111 | info@mikedyerinsuranceagency.com

1158 Market Street
Dayton, TN 37321

Phone: (423) 775-3011

144 Warren Street
Madisonville, TN 37354

Phone: (423) 442-2111

508 N Kenutcky Street
Kingston, TN 37763

Phone: (865) 376-4507

© Copyright. All rights reserved. | Powered by Insurance Website Builder