Call Us (865) 966-2111 ☰ ˟
Logo
Call Us (865) 966-2111
  • Home
  • Our Agency
    • AboutImage of right arrow
      • Our Team
      • Refer a Friend
      • Discount Programs
      • Switching Insurance Companies
      • Privacy Policy
    • Our LocationsImage of right arrow
      • Knoxville
      • Dayton
      • Madisonville
      • Kingston
    • Get A Quote
    • Testimonials
    • Our Providers
  • Get a Quote
    • Auto Insurance Quote
    • Business Owners (BOP) Quote Form
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • General Liability Quote Form
    • Classic Car Insurance
    • RV & Travel Trailer Insurance Quote
    • Watercraft Insurance Quote
    • Renters Insurance Quote
    • Workers Compensation Insurance Quote
  • All Products
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Medical Payments Coverage
      • Minor Violation Forgiveness
      • Personal Injury Protection (PIP)
      • Rental Reimbursement
      • Uninsured/Underinsured Motorist Coverage
    • Home InsuranceImage of right arrow
      • Homeowners Liability
      • Landlords Insurance
      • Mortgage Protection
      • Scheduled Property Insurance
      • Renters Insurance
    • Farm InsuranceImage of right arrow
      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Life InsuranceImage of right arrow
      • Disability Insurance
      • Group Life Insurance
      • Individual Life Insurance
      • Long-Term Care Insurance
      • Second-to-Die Policy
    • Personal Umbrella Insurance
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Snowmobile Insurance
    • Coverage For Your BusinessImage of right arrow
      • Surety & Fidelity Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Extortion Insurance
      • Fidelity Bonds
      • Leave Management
      • Inland Marine Insurance
      • Loss Control Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability Coverage
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking
      • Workers Compensation
      • Van Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Cover for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Carriers
  • Payment / Claims
  • Leave Us a Review
    • Knoxville, TN
    • Dayton, TN
    • Madisonville, TN
    • Kingston, TN
  • Contact

Classic Car Insurance in Knoxville and Madisonville, TN


Classic Car Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Classic Car Insurance Quote Form

Classic Car Insurance Information

All vehicles need auto insurance, and owners of vintage, antique or collectible cars need to make an additional investment in classic auto insurance. This coverage is designed to protect specific ownership liabilities associated with these unique vehicles, which have different assets than the average car.  

The Mike Dyer Agency is committed to assisting owners of classic vehicles by creating a plan that will satisfy both coverage needs and cost expectations. Call us at 865-966-2111 or click here to request your free quote now!  

More About Classic Car Insurance  

What is Classic Auto Insurance?  

Classic car insurance is nearly the same as a traditional auto insurance policy–it helps drivers cover the unexpected costs and issues with their insured vehicle. The only difference is the type of vehicle it insures. 

Classic car insurance policies are designed specifically for vehicles that classify as antique, classic or restored. These vehicles can vary from a 1952 Roadmaster to a 2021 Aston Martin, and you should speak to your agent to learn whether your exact car qualifies for coverage. 

How Does Classic Car Insurance Work?  

Often, classic vehicles are very hard to repair or replace, and will present a significant investment loss if an issue ever occurs. Classic car insurance includes the benefits that are adequate to address your financial needs following any such hazard or problem.  

A feature of a classic car insurance policy is agreed value coverage, which means you and your insurer agree on the value of your car based on an appraisal. Many classic car insurers also offer special coverages for things like displaying your vehicle at car shows, as well as having expertise in the repair of exotic vehicles. 

However, like with standard auto insurance, you will file a claim against classic auto insurance for vehicle damage, accident lawsuits and other losses. Your policy will contain specific benefits that reach beyond the limits of standard coverage to assist with your particular vehicle.  

What Does Classic Car Insurance Cover?  

Your classic auto plan can contain many familiar benefits, such as:  

  • Comprehensive Coverage: This provides compensation for damages to the vehicle caused by fire, wind, hail, lightning, smoke, theft, vandalism and other incidents not involving collision.

  • Collision Coverage: This provides compensation for damages to the vehicle caused by a collision with another vehicle or object.

  • Liability Insurance: This covers bodily injury and property damage you may cause someone else (like another driver) while operating the insured classic vehicle. Most states require this coverage from every driver.

  • Medical Payments Coverage: This covers you and your passengers’ medical bills after an accident, no matter who caused the accident.

  • Uninsured/Underinsured Motorist Coverage: This insurance covers damages related to an accident involving another driver who is not carrying insurance.

  • Roadside Assistance Coverage: This helps with trip interruption costs - such as running out of gas or needing to be towed.

  

However, you will need more expansive benefits that apply to classic cars, such as:

  • Auto Show Medical Reimbursement Coverage: This covers injuries someone may suffer at an exhibition featuring your car.

  • Traveling Coverage: This can cover expenses if your vehicle breaks down, such as lodging and a rental car.

  • No Attendance Required Coverage: This covers damages if you are away from your vehicle, such as if you leave it at a show.

  • Spare Parts Coverage: If you have spare parts for your vehicle, you can insure them with classic car insurance.

 

How Old Does A Car Have to Be to Qualify for Classic Car Insurance?  

Typically, your vehicle must classify as a classic car under your state’s laws. Often, you are required to register these vehicles as classic when you buy them. Generally, vehicles must be:  

  • Older than 25 years old.

  • Have a relatively low odometer reading.

  • Be restored and kept in a quality condition.


Call us at 865-966-2111 to speak to one of our agents or request your free quote online now!

Contact Us Today!
(865) 966-2111

Social

Resources

  • Get a Quote
  • Payment / Claims
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us
  • Leave a Review

Contact Us

11020 Kingston Pike, Ste 320
Knoxville, TN 37934

Phone: (865) 966-2111 | info@mikedyerinsuranceagency.com

1158 Market Street
Dayton, TN 37321

Phone: (423) 775-3011

144 Warren Street
Madisonville, TN 37354

Phone: (423) 442-2111

508 N Kenutcky Street
Kingston, TN 37763

Phone: (865) 376-4507

© Copyright. All rights reserved. | Powered by Insurance Website Builder