Call Us (865) 966-2111 ☰ ˟
Logo
Call Us (865) 966-2111
  • Home
  • Our Agency
    • AboutImage of right arrow
      • Our Team
      • Refer a Friend
      • Discount Programs
      • Switching Insurance Companies
      • Privacy Policy
    • Our LocationsImage of right arrow
      • Knoxville
      • Dayton
      • Madisonville
      • Kingston
    • Get A Quote
    • Testimonials
    • Our Providers
  • Get a Quote
    • Auto Insurance Quote
    • Business Owners (BOP) Quote Form
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • General Liability Quote Form
    • Classic Car Insurance
    • RV & Travel Trailer Insurance Quote
    • Watercraft Insurance Quote
    • Renters Insurance Quote
    • Workers Compensation Insurance Quote
  • All Products
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Medical Payments Coverage
      • Minor Violation Forgiveness
      • Personal Injury Protection (PIP)
      • Rental Reimbursement
      • Uninsured/Underinsured Motorist Coverage
    • Home InsuranceImage of right arrow
      • Homeowners Liability
      • Landlords Insurance
      • Mortgage Protection
      • Scheduled Property Insurance
      • Renters Insurance
    • Farm InsuranceImage of right arrow
      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Life InsuranceImage of right arrow
      • Disability Insurance
      • Group Life Insurance
      • Individual Life Insurance
      • Long-Term Care Insurance
      • Second-to-Die Policy
    • Personal Umbrella Insurance
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Snowmobile Insurance
    • Coverage For Your BusinessImage of right arrow
      • Surety & Fidelity Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Extortion Insurance
      • Fidelity Bonds
      • Leave Management
      • Inland Marine Insurance
      • Loss Control Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability Coverage
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking
      • Workers Compensation
      • Van Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Cover for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Carriers
  • Payment / Claims
  • Leave Us a Review
    • Knoxville, TN
    • Dayton, TN
    • Madisonville, TN
    • Kingston, TN
  • Contact
Home > Products > Homeowners Insurance - Knoxville TN & Madisonville TN - Mike Dyer Insurance Agency

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Dwelling Fire Insurance Quote
Homeowners Quote Form
Secondary Home Insurance Quote

Homeowners Insurance Information

The Mike Dyer Agency is committed to helping every client get quality insurance benefits that will protect them in all parts of their lives. If you are a homeowner or are embarking on the journey of buying your first home, then you must adequately insure the property with a customized home insurance plan to fit your precise needs.  
 
Choose us as your local homeowners insurance agency, and you’ll get access to a network of top-rated policies. We’re here to help you sift through the myriad of policy options on the market to find you the perfect coverage solutions.  
 
Call us at 865-966-2111 or request your free quote now.  

What Is Home Insurance?  

Your home represents one of the most important and expensive investments you will ever make. That value alone is worth protecting, and homeowners insurance will help you do so.  
 
You never know when a hazardous event—a house fire, break-in, severe storm—might occur in your home, cause damage and put you in a very tricky situation. However, you will want to make the necessary repairs to your property without a huge financial strain. Homeowners insurance will pay your recovery costs on your behalf. That way, you can rest assured that you will be able to move on from life’s challenges without costing yourself an arm and a leg.  

Homeowners insurance is a package policy that provides property and liability protections. Learn more below. 

What Does Homeowners Liability Coverage Cover? 

Your homeowners insurance policy includes both property and liability protections. Property protection helps cover the cost of repairing or replacing your personal property and your home’s structure. 

The liability portion of your homeowners insurance policy can help cover lawsuits for bodily injury or property damage that you or your family members may cause and any medical expenses incurred by guests injured at your home. It may pay for the cost of litigation and any court awards up to your policy limit.  

  • Personal liability—If you’re sued due to a covered incident, your homeowners insurance coverage may pay your legal costs and possibly the damages for which you’ve been found responsible, up to your coverage limits.
  • Medical expense coverage—If someone is injured on your property, your homeowners insurance may help pay their medical bills, even if they have health insurance. This insurance is no-fault coverage, so the injured person may submit their medical bills to your insurer without filing a claim against you. 

How Much Personal Liability Coverage Should I Have on My Home? 

Determining the appropriate amounts of liability coverage you should have under your homeowners insurance is a complicated process. Work with The Mike Dyer Agency to evaluate how much personal liability coverage you need.  

You may also want to add umbrella insurance, which provides additional liability coverage if you’ve exceeded your homeowners policy limits. We can help you get the liability protection you need to protect yourself, your home and your family. 

How Much Home Insurance Do I Have To Buy?  

Most mortgage lenders require homebuyers to purchase homeowners insurance before they approve loan applications. Generally, they will require you to obtain at least enough dwelling coverage for your home’s replacement cost value.  
 
Regardless of any coverage requirement, however, you should always carry this benefit as part of your comprehensive personal insurance package.  

What Does Home Insurance Cost?  

Multiple factors could influence the cost of your home insurance, including:  

  • The value of the home
  • The home’s location
  • Your credit score
  • Security features in the home
  • Your chosen policy and coverage limits 

Our agents are committed to helping clients get the customized policies that are perfect for them. That’s why we’ll work with you to determine the best ways to get your home the coverage it deserves at the price you can afford.  

Ensure Your Financial Security 

The Mike Dyer Agency is committed to helping you obtain the home insurance you need to protect your financial livelihood. Call us at 865-966-2111 to get started on home insurance needs. 

 

Contact Us Today!
(865) 966-2111

Social

Resources

  • Get a Quote
  • Payment / Claims
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us
  • Leave a Review

Contact Us

11020 Kingston Pike, Ste 320
Knoxville, TN 37934

Phone: (865) 966-2111 | info@mikedyerinsuranceagency.com

1158 Market Street
Dayton, TN 37321

Phone: (423) 775-3011

144 Warren Street
Madisonville, TN 37354

Phone: (423) 442-2111

508 N Kenutcky Street
Kingston, TN 37763

Phone: (865) 376-4507

© Copyright. All rights reserved. | Powered by Insurance Website Builder