Boats are fun vehicles to use, and there is nothing else like being out on the water. But it’s essential to ensure you are financially protected before using your boat. Whether stored away for the winter or driven out on the water, boats are vulnerable to various accidents. Boat insurance can be an excellent form of financial protection against accident-related expenses. 

What Does Boat Insurance Cover? 

Boat insurance varies among policyholders. Regardless, a typical policy tends to include the following coverages: 

• Liability coverage helps cover expenses if your boat causes damage to another person’s property.
• Medical payments coverage helps cover medical expenses if you or a passenger gets injured on your boat.
• Boat insurance property coverage helps protect your boat from various risks and potential incidents by covering costs related to incidents such as theft or vandalism.
• Uninsured watercraft coverage helps cover expenses if an uninsured boater collides with you and causes injury to you or your passengers. 

Speak to an agent at The Mike Dyer Agency today to learn a little more about potential coverage options. 

What Boat Insurance Do I Need? 

Tennessee does not require it, but having boat insurance can provide a blanket of financial protection against accidents such as collisions, property damage and severe injuries that might be difficult to pay for without insurance. Boat insurance needs vary among policyholders, which is why the agents at The Mike Dyer Agency are here to help you evaluate potential insurance policies so you can decide on the right coverage for you and your boat. 

Get Covered Today 

If you live near Knoxville, Dayton, Madisonville or Kingston, Tennessee, the experienced agents at The Mike Dyer Agency can help you learn more about potential insurance policies for your boat. 

Learn more about your coverage options by contacting us today at 865-966-2111.