Additional Coverage in Knoxville, Dayton, Kingston and Madisonville, TN

Personal lines insurance is a class of coverage that can help protect you and your family against financial losses. There are several different insurance policies to choose from regarding personal lines insurance. It’s important to discuss what you’re looking for in coverage with an agent. Our Mike Dyer Agency agents are ready to help you search for the most suitable coverage for you.  

What Types of Personal Insurance Are Available?  

There are many coverage options for purchase in terms of personal lines insurance. The following are some of the options available to you:  

• Homeowners insurance
• Flood insurance
• Earthquake insurance
• Renters insurance 
• Automobile insurance 
• Life insurance 
• Disability insurance
• Personal umbrella insurance
• Health insurance 

What coverage options you need will depend on your needs and any state requirements. Automobile insurance, for example, is typically required in most states to own and operate your vehicle.  

How Does Personal Insurance Work?  

Once you determine how much coverage you need in terms of policy coverage, you can define your premiums. Typically, if you’re willing to pay more, you will obtain more insurance. Each policy has the potential for a different amount of coverage and deductibles that influence your rates. Contact an agent today to learn more about how personal insurance works and your future premium rates.  

Get Started Today 

At The Mike Dyer Agency, we understand how essential having the right coverage can be for you and your family. If you’re interested in learning more about policies in depth or are looking to get started with coverage, reach out to an agent today to get started.